Solutions for Businesses that meet their Capital Needs Today
Middle Market Lending & Private Credit Solutions
Middle-market companies often face financing situations that fall outside traditional bank lending guidelines. Whether pursuing growth, acquisitions, recapitalizations, or navigating operational and financial complexity, businesses require more than commodity lending products — they require strategic capital solutions aligned with their specific objectives and timelines.
At Stirling Capital Group (SCG), we provide access to creative, flexible, and opportunistic private credit solutions for middle-market companies facing complex or time-sensitive capital needs. Through our institutional capital relationships, we help businesses secure customized financing structures designed around execution, flexibility, and long-term value creation.
Our consultative approach focuses on understanding the borrower’s business, industry, operational challenges, and strategic goals before aligning opportunities with appropriate capital sources. This allows SCG to structure financing solutions often unavailable through conventional banks or broadly syndicated lending markets.
Why Companies Choose SCG
- Access to institutional private credit relationships
- Strategic advisory for complex or non-traditional financing situations
- Customized financing structures tailored to borrower needs
- Speed and certainty of execution for time-sensitive transactions
- Solutions-oriented capital strategies for companies in transition
- Confidential and consultative transaction management
Who We Support
SCG works with middle-market businesses seeking financing solutions for growth, acquisitions, refinancings, recapitalizations, operational transitions, liquidity challenges, and other special situations requiring creative capital structures. Our capital relationships are particularly valuable for companies that may be underserved by traditional lending institutions but possess strong enterprise value, asset coverage, or long-term growth potential.
Flexible Financing Structures
Senior Secured Lending
SCG provides access to senior secured term loans and revolving credit facilities structured to support acquisitions, growth initiatives, refinancing, and working capital needs.
Asset-Based and Hybrid Structures
For asset-intensive businesses or borrowers requiring greater flexibility, SCG works with lenders offering asset-based revolvers, hybrid senior structures, and FILO-type facilities tailored to complex collateral profiles.
Junior Capital and Second-Lien Financing
SCG helps companies access junior secured capital solutions designed to bridge capital gaps, support leverage requirements, or complement senior financing facilities.
Special Situations and Transitional Financing
We work with capital providers experienced in rescue financings, restructurings, DIP and exit financings, venture debt, and other complex or accelerated situations where creativity and execution are critical.
Strategic Capital Advisory
SCG acts as a confidential capital advisor throughout the financing process. Our role includes evaluating financing alternatives, structuring capital solutions, positioning opportunities for institutional review, and helping borrowers move efficiently through underwriting and execution.
Because many middle-market financing situations involve operational complexity, tight timelines, or unconventional circumstances, our consultative process is designed to preserve optionality while aligning clients with the most appropriate capital strategy.
Experience Across Complex Transactions
SCG’s capital relationships include lenders and institutional partners experienced in evaluating complex industries, illiquid assets, distressed situations, and challenging capital structures. This allows us to support companies through a wide range of financing environments while maintaining a focus on speed, flexibility, and long-term value creation.
A Better Approach to Middle Market Financing
Middle-market companies require financing partners capable of understanding the full complexity of their business — not just fitting transactions into standardized credit boxes. At SCG, we combine strategic advisory, institutional lender access, and execution expertise to help businesses secure financing solutions aligned with their immediate needs and long-term objectives.
Contact Stirling Capital Group today to discuss your financing objectives and learn how our private credit and middle-market lending relationships can help support your next stage of growth.