Equipment Financing & Leasing Solutions
Equipment financing should do more than simply help businesses acquire assets — it should support cash flow, preserve working capital, improve operational efficiency, and position companies for long-term growth. At Stirling Capital Group (SCG), we provide strategic equipment financing and leasing solutions customized around the specific needs, objectives, and financial profile of each business.
Through an extensive network of banks, independent finance companies, private credit providers, and specialty leasing firms, SCG helps businesses secure financing structures designed to maximize flexibility and align with operational goals. Our consultative approach allows clients to access financing solutions tailored to their industry, equipment type, transaction size, and credit profile.
Whether financing a single piece of equipment or structuring a multi-million-dollar capital program, SCG focuses on delivering financing strategies that help businesses move quickly, preserve liquidity, and maintain growth momentum.
Why Businesses Choose SCG
- Access to a broad portfolio of equipment finance and leasing partners
- Customized financing structures instead of one-size-fits-all solutions
- Fast approvals and streamlined underwriting processes
- Flexible structures designed around cash flow and growth objectives
- Financing solutions for prime, middle-market, startup, and credit-challenged borrowers
- Strategic advisory throughout the financing process
Flexible Equipment Financing Structures
Equipment Loans & Leasing
SCG provides access to equipment loans, capital leases, FMV leases, operating leases, TRAC leases, and split-TRAC structures designed to support a wide range of business objectives and equipment lifecycle strategies.
Working Capital & Asset-Based Solutions
For businesses seeking additional liquidity and operational flexibility, SCG structures equipment revolving lines of credit, equipment-based working capital facilities, and asset-based lending solutions tailored to the borrower’s capital needs.
Sale-Leaseback & Refinancing Programs
SCG helps companies unlock liquidity from existing equipment assets through sale-leaseback transactions and equipment refinancing solutions designed to improve cash flow and preserve working capital.
Startup & Story Credit Programs
Many businesses do not fit traditional underwriting models. SCG works with financing partners experienced in startup, growth-stage, and story-credit transactions where collateral quality, industry experience, and future business trajectory play an important role in the approval process.
Large Ticket & Middle Market Financing
SCG structures financing facilities ranging from small-ticket transactions to middle-market equipment programs exceeding $60 million, depending on transaction structure and collateral profile.
Financing Across Multiple Industries
SCG finances a broad range of commercial and industrial equipment across industries including construction, manufacturing, transportation, agriculture, healthcare, technology, warehousing, hospitality, renewable energy, and specialized industrial sectors. Financing is available for both new and used equipment, including mission-critical and specialized assets.
Flexible Underwriting & Creative Structures
Unlike traditional lenders restricted by rigid underwriting standards, SCG works with financing sources capable of structuring creative solutions around the realities of each business. Available structures may include deferred payments, seasonal payment schedules, step-up or step-down programs, lease-to-own structures, and in select situations, 100% financing.
Our financing partners support businesses across a broad spectrum of credit profiles, including established companies, expanding middle-market businesses, startups, and borrowers navigating temporary financial or cash flow challenges.
A Strategic Financing Partner
At SCG, equipment financing is approached strategically — not transactionally. Our role is to help businesses secure the right financing structure to support growth, improve operational flexibility, and preserve capital for future opportunities. By combining lender access, industry knowledge, and consultative guidance, SCG helps clients make informed financing decisions aligned with their long-term business objectives.
Contact Stirling Capital Group today to discuss your equipment financing and leasing needs and learn how our customized capital solutions can help support your business growth.