Flexible Financing Options for Income-Producing Properties

Stirling Capital Group offers a full range of multifamily finance options on income-producing properties. Lending activities are focused on properties located in the continental United States. Major Canadian cities as well as Puerto Rico will be considered.

Program Highlights:

  • Acquisition or Refinance
  • Property types: Multifamily, Senior Living, Student Housing, Mobile Home Parks, (MHP)
  • Loan amounts $3MM and Up
  • Fixed-rate periods from 2-30 years
  • Amortization periods up to 30 years
  •  Flexible pre-payment structures available
  • No population restrictions
  • No origination fees
  • Non-recourse
  • Non-agency or Agency Executions (Fannie Mae, Freddie Mac)

Qualifying Parameters

  • Senior debt to 80% LTV
  • Subordinate mezz debt to 85% LTV (Cash-outs excluded)
  • Cash-out to 75% LTV
  • Minimum DSCR of 1.25x
  • Strong sponsorship and liquidity required
  • Occupancy of 80% or greater
  • Asset driven

Contact us today for a free no-obligation loan proposal to finance the purchase of your multifamily property or to simply refinance it.