Financial Services — Loans & Mortgages Solutions

Stirling Capital Group supports a broad range of commercial financing needs, including commercial real estate loans, construction and development financing, rental property financing, fix-and-flip funding, equipment financing, small business loans, asset-based lending, and specialty finance. The firm evaluates the borrower’s objective, collateral, repayment path, and transaction strength to help identify suitable private lending solutions.

Private lending can provide more flexibility than traditional bank financing, especially for time-sensitive acquisitions, transitional assets, complex collateral, or borrowers outside standard credit parameters. Instead of relying on a single bank credit box, Stirling Capital Group can evaluate multiple lending sources and structures, including debt, equity, bridge financing, asset-based lending, and specialty capital.

The process begins with a consultation to understand the borrower, property, business purpose, collateral, timeline, and repayment strategy. Stirling Capital Group can then pre-qualify and pre-underwrite the opportunity before matching it with appropriate lending sources. This helps improve efficiency and gives borrowers a clearer view of available capital options before moving toward formal underwriting.

Yes. Stirling Capital Group offers commercial real estate financing for investment, development, acquisition, refinancing, and owner-occupied properties. Available structures may include conventional financing, bridge loans, SBA real estate financing, CMBS loans, tenant improvement financing, and value-add or stabilization funding across property types such as office, retail, industrial, hospitality, multifamily, and mixed-use assets.

Rental property financing may be available for single-family rentals, condos, townhomes, two-to-four-unit residential properties, multifamily assets, and new construction rental projects. Potential structures include long-term fixed-rate loans, DSCR-based lending, portfolio financing, bridge financing, renovation financing, interest-only options, and cash-out refinance solutions based on property performance and asset value.

Funding timelines vary by loan type, asset class, documentation, collateral, and underwriting complexity. Bridge loans and fix-and-flip financing are often designed for expedited closings, while construction, development, CMBS, or larger commercial real estate transactions typically require deeper review. Stirling Capital Group focuses on fast-moving execution when clients need to compete for acquisition opportunities.

Stirling Capital Group is designed to help borrowers who may not fit traditional bank criteria. This can include businesses under temporary financial pressure, investors pursuing time-sensitive opportunities, companies with inconsistent cash flow, or borrowers needing customized collateral structures. The firm’s private lending relationships may offer alternatives when bank regulations or rigid underwriting create obstacles.

Stirling Capital Group offers a free consultation to help borrowers make informed financing decisions. During the consultation, the firm reviews the borrower’s goals, project structure, capital need, timeline, and potential lending fit. Specific financing costs, rates, fees, and terms depend on the transaction type, collateral, borrower profile, market conditions, and lender requirements.