What do commercial real estate capital markets advisory services include?
Commercial real estate capital markets advisory services help borrowers, investors, and developers evaluate financing options, structure capital, and access suitable funding sources. Stirling Capital Group focuses on debt and equity solutions including acquisition financing, bridge loans, construction and development capital, CMBS loans, SBA real estate financing, sale-leasebacks, preferred equity, and joint venture equity for qualified opportunities.
How does Stirling Capital Group help structure CRE financing?
Stirling Capital Group begins by understanding the property, borrower profile, business plan, collateral, timeline, and repayment path. The firm then evaluates which lending or equity sources may fit the transaction instead of forcing the deal into a single credit box. This consultative approach can be especially valuable for transitional assets, development projects, or borrowers needing alternatives to traditional bank financing.
What types of commercial real estate financing are available?
Stirling Capital Group can assist with conventional commercial real estate financing, bridge lending, SBA real estate loans for owner-occupied properties, CMBS loans, value-add and stabilization funding, construction financing, mezzanine capital, rental property financing, and equity capital access. Available structures depend on the transaction type, property performance, collateral, sponsor strength, market conditions, and the intended use of funds.
Can Stirling Capital Group help with equity capital?
Yes. Stirling Capital Group’s strategic alliance with a large Private Lending Group creates access to equity capital in addition to debt funding. For qualified development or investment opportunities, potential structures may include joint venture equity, preferred equity, or additional project capital. These options can help strengthen the capital stack when senior debt alone does not fully support the business plan.
What is a sale-leaseback transaction?
A sale-leaseback allows a business owner to sell owned commercial real estate to an investor and lease it back for continued operations. This can unlock cash tied up in the property, support expansion, reduce debt, or improve liquidity while allowing the company to stay in the same location. It may also shift certain ownership responsibilities to the buyer-landlord.
Why use private lenders instead of a traditional bank?
Private lending sources may offer greater flexibility than traditional banks, particularly when banks face regulatory constraints or strict underwriting requirements. They can be useful for time-sensitive acquisitions, transitional assets, higher-leverage needs, bridge situations, development financing, or borrowers with complex collateral. Stirling Capital Group helps evaluate multiple lending options and pursue structures aligned with the transaction’s economics.
What information is needed to evaluate a CRE capital request?
The documentation needed typically includes property information, purchase or refinance terms, rent rolls if applicable, financial statements, sponsor background, project budget, construction or renovation plans, leases, operating history, and the requested capital structure. For development or value-add deals, lenders may also review appraisals, environmental reports, permits, market studies, and sources-and-uses schedules before issuing terms.
Does Stirling Capital Group work with clients outside Ohio?
Yes. Stirling Capital Group serves clients across the continental United States, major Canadian cities, and Puerto Rico. Because the firm works through a network of specialized private lending sources, financing availability can be evaluated across multiple property types and markets. Location, asset class, deal size, collateral, and repayment strategy all influence which capital sources may be appropriate.