--- description: Independent Sponsor Financing Solutions from Stirling Capital Group connect sponsors with debt, equity, ABL, fund and acquisition capital through 60+ private lenders. --- # Strategic Independent Sponsor Financing Solutions Stirling Capital Group helps independent sponsors access flexible debt and equity capital for acquisitions, growth, refinancing, and complex transactions. With over sixty private lending sources, pre-underwriting capabilities, and relationships across institutional lenders, private equity groups, and specialty finance providers, the firm helps sponsors evaluate options quickly and pursue opportunities beyond traditional bank criteria. Book NowCall Us ![Independent sponsor financing consultation](https://file-host.link/website/stirlingcg-6tf6lq/assets/refined-images/1783431108544621_c38730ced457432dbe7b98d45ff73da1/1080.webp) ## Our Independent Sponsor Financing Services Flexible sponsor financing across debt, equity, asset based, fund-level, and specialty capital structures. ### Equity Capital Access equity capital through strategic private lending and investor relationships, including joint venture equity, preferred equity, and additional project capital for qualified sponsor-led acquisitions or development opportunities. [Learn More](/feeds/service/private-banks-fund-finance-gp-wealth-management) ### Fund Financing Specialized fund-level financing for investment funds, sponsor platforms, and fund managers requiring flexible capital structures to support acquisitions, commitments, liquidity, or broader investment activity. [Learn More](/feeds/service/fund-finance-loans) ### Middle Market Capital Capital solutions for middle-market companies pursuing acquisitions, refinancing, expansion, recapitalization, or strategic initiatives where traditional bank lending may be too limited or slow. [Learn More](/feeds/service/business-acquisition-loan) ### Asset Based Lending Flexible financing secured by receivables, inventory, equipment, real estate, or other eligible collateral, helping sponsors create liquidity for acquisitions, turnarounds, growth, or refinancing. Book Now ### CRE Financing Financing for acquisition, development, refinancing, or owner-occupied commercial properties, including conventional loans, bridge loans, SBA options, CMBS, and value-add stabilization capital. [Learn More](/feeds/service/commercial-mortgage-refinance) ### Specialty Finance Customized funding for complex or non-traditional transactions that fall outside standard lending parameters, helping sponsors address unique borrower, collateral, cash flow, or execution challenges. [Learn More](/feeds/service/specialty-finance) ![Finance consultant reviewing acquisition funding documents](https://file-host.link/website/stirlingcg-6tf6lq/assets/refined-images/1783431108708484_73ed4998656c4eec8371479ef3ad2ebd/1080.webp) ## Our Sponsor Financing Process ### Assess the Transaction Opportunity The process begins with a confidential review of the acquisition, growth plan, refinancing need, or capital stack. Stirling Capital Group examines sponsor objectives, target company fundamentals, collateral, timing, and likely lender appetite before recommending a practical financing path. ### Pre-Underwrite the Financing Request Stirling Capital Group organizes key materials, reviews credit strengths and potential concerns, and pre-underwrites the request. This helps clarify the most credible structure before the opportunity is presented to private lenders, equity groups, or specialty finance sources. ### Match Capital Sources Strategically The firm evaluates multiple lending and capital sources across its portfolio of over sixty private lending relationships. Options may include debt, equity, asset based lending, fund financing, commercial real estate capital, or specialty finance depending on the sponsor’s needs. ### Coordinate Terms and Diligence Once suitable capital sources are identified, Stirling Capital Group helps coordinate lender conversations, questions, diligence requests, and term discussions. The goal is to maintain momentum while helping sponsors compare flexibility, speed, leverage, and execution certainty. ### Support Closing and Execution As the transaction advances, the team supports loan origination and capital execution through closing. Sponsors receive consultative guidance designed to keep financing aligned with acquisition deadlines, growth plans, and long-term repayment strategy. Start Your Financing Review The Stirling Difference ## Why Choose Stirling Capital Group? A consultative financing partner built for complex sponsor-led transactions. ### Lender Access Access over sixty private lending sources across multiple commercial finance categories and collateral types. ### Pre-Underwriting Authorized to pre-qualify, pre-underwrite, and originate loans for stronger lender-ready submissions. ### Flexible Structures Evaluate debt, equity, ABL, specialty finance, and fund options beyond one credit box. ### Timely Capital Fast-moving execution helps sponsors pursue competitive acquisition and growth opportunities with confidence. ## Meet the Stirling Team Consultative capital guidance led by experienced commercial finance leadership. Previous slideNext slide ![Portrait of Robert Gittings, Managing Partner at Stirling Capital Group](https://cdn.gushwork.ai/fallbacks/placeholder-1-1.png) ### Robert Gittings Managing Partner Robert Gittings serves as Managing Partner at Stirling Capital Group, a Columbus, Ohio-based commercial finance consultancy serving entrepreneurs, business owners, and investors across the continental United States, major Canadian cities, and Puerto Rico. With access to over sixty private lending sources, Robert leads the firm's consultative approach to identifying and originating customized capital solutions for clients who need flexible alternatives to traditional bank financing. He oversees the pre-qualification, pre-underwriting, and loan origination process, leveraging deep relationships with institutional lenders, private equity groups, and specialty finance sources. Robert is committed to delivering timely, tailored funding solutions that help clients seize competitive acquisition opportunities and drive business growth. His industry-agnostic network and dedication to total client satisfaction make him a trusted strategic partner for businesses at every stage. ## Frequently Asked Questions ### What is an independent financial sponsor? An independent financial sponsor is an individual or firm that identifies, negotiates, and leads an acquisition without managing a committed private equity fund. Sponsors typically raise capital on a deal-by-deal basis after securing a target company. Financing partners may provide senior debt, mezzanine capital, preferred equity, or co-investment equity depending on the transaction, collateral, cash flow, and sponsor experience. ### How does sponsor finance work? Sponsor finance works by matching a transaction’s capital need with lenders and investors willing to support the acquisition or growth plan. The process usually includes reviewing the target company, sponsor track record, purchase price, cash flow, collateral, equity contribution, and exit strategy. Stirling Capital Group helps pre-qualify, pre-underwrite, and originate financing through private lending and equity relationships. ### What financing options are available for independent sponsors? Independent sponsors commonly use senior debt, asset based lending, cash flow loans, mezzanine capital, preferred equity, joint venture equity, seller notes, and fund-level financing. The right structure depends on the target company’s EBITDA, assets, customer concentration, leverage tolerance, and timing. Stirling Capital Group can evaluate multiple financing categories instead of forcing the deal into one lender’s credit box. ### What information is needed to review a sponsor financing request? A sponsor financing review generally requires an executive summary, target company financials, purchase agreement or letter of intent, sources and uses, sponsor background, management plan, collateral details, and projected repayment path. For real estate or asset-heavy transactions, appraisals, rent rolls, equipment schedules, or inventory reports may also be useful. Strong documentation helps lenders move faster and assess risk accurately. ### How quickly can independent sponsor financing be arranged? Timing depends on transaction complexity, diligence readiness, lender type, and capital structure. Private credit or bridge solutions may move faster than conventional bank financing when documents are complete and repayment sources are clear. Stirling Capital Group focuses on timely access to capital by pre-qualifying opportunities, identifying suitable lenders, and helping sponsors pursue competitive acquisition deadlines with greater speed and clarity. ### Can Stirling Capital Group help with both debt and equity capital? Yes. Many independent sponsor transactions require both debt and equity to complete the acquisition or support post-close growth. Stirling Capital Group has access to debt funding as well as equity capital through institutional and private equity relationships. Depending on the opportunity, solutions may include joint venture equity, preferred equity, additional project capital, mezzanine financing, or senior secured debt. ### What types of sponsors or borrowers are a good fit? Stirling Capital Group works with entrepreneurs, business owners, investors, developers, commercial real estate investors, middle-market companies, growth-oriented companies, and borrowers who may not fit traditional bank criteria. For independent sponsors, the firm can support acquisitions, refinancing, recapitalizations, real estate-backed transactions, asset based facilities, specialty finance needs, and capital structures requiring flexible private lending or equity sources. ### Is there a consultation fee for sponsor financing? Stirling Capital Group offers a free consultation to help borrowers understand potential financing paths before moving deeper into the process. Pricing, rates, and terms are determined by the lender, transaction risk, collateral, leverage, credit profile, capital type, and repayment structure. The goal is to identify suitable options early so sponsors can make informed capital decisions. ### Have Questions About Sponsor Financing? Discuss your deal structure, timing, and available capital options. Talk to a Financing Expert Trusted Capital Access ## Awards and Recognition ![Private lending network badge](https://file-host.link/certifications/_default/72x72.svg) ### Private Lending Network Access to over sixty lending sources. ![Pre-underwriting authority badge](https://file-host.link/certifications/_default/72x72.svg) ### Pre-Underwriting Authority Authorized pre-qualification and pre-underwriting support. ![Debt and equity access badge](https://file-host.link/certifications/_default/72x72.svg) ### Debt & Equity Access Capital access across debt and equity. ## Ready to Structure Your Next Transaction? Share your acquisition, refinancing, or growth capital need, and Stirling Capital Group will review potential financing paths. For immediate assistance, feel free to give us a direct call at [614-470-4716](tel:614-470-4716). You can also send us a quick email at [info@stirlingcg.com](mailto:info@stirlingcg.com). ### Contact Us Today +93+358+355+213+1+376+244+1+672+1+54+374+297+61+43+994+1+973+880+1+375+32+501+229+1+975+591+387+267+55+246+673+359+226+257+855+237+1+238+1+236+235+56+86+61+61+57+269+242+243+682+506+225+385+53+357+420+45+253+1+1+593+20+503+240+291+372+251+500+298+679+358+33+594+689+241+220+995+49+233+350+30+299+1+590+1+502+44+224+245+592+509+39+504+852+36+354+91+62+98+964+353+44+972+39+1+81+44+962+7+254+686+850+82+965+996+856+371+961+266+231+218+423+370+352+853+389+261+265+60+960+223+356+692+596+222+230+262+52+691+373+377+976+382+1+212+258+95+264+674+977+31+599+687+64+505+227+234+683+672+1+47+968+92+680+970+507+675+595+51+63+64+48+351+1+974+262+40+7+250+590+290+1+1+590+508+1+685+378+239+966+221+381+248+232+65+421+386+677+252+27+500+211+34+94+249+597+47+268+46+41+963+886+992+255+66+670+228+690+676+1+216+90+993+1+688+256+380+971+44+1+598+998+678+58+84+1+1+681+967+260+263 +Add comments Request Custom Quote For immediate assistance, feel free to give us a direct call at [614-470-4716](tel:614-470-4716). You can also send us a quick email at [info@stirlingcg.com](mailto:info@stirlingcg.com). ```json {"@context":"https://schema.org","@type":"Service","name":"Independent Sponsor Financing Solutions","description":"Stirling Capital Group helps independent sponsors access customized debt and equity capital for acquisitions, growth, refinancing, and complex transactions through over sixty private lending sources.","provider":{"@type":"Organization","name":"Stirling Capital Group","address":{"@type":"PostalAddress","addressLocality":"Columbus","addressRegion":"Ohio","addressCountry":"US"},"telephone":"614-470-4716","email":"info@stirlingcg.com"},"areaServed":["continental United States","Major Canadian cities","Puerto Rico"],"serviceType":"Independent Sponsor Financing Solutions"} ```